Financial Planning Services
Plan for Growth. Protect Your Legacy.
Our Services
Integrated Financial Solutions, Aligned for Growth
+27 12 141 1409
Financial Planning Services Overview
Financial wellbeing requires more than short-term fixes. At Obsidian Assurance and Advisory, we provide integrated financial planning services that align with your ambitions — both personal and professional. Whether you’re planning for retirement, restructuring a business, or protecting your estate, our approach is thoughtful, tailored, and built on long-term relationships.
We understand that your finances don’t exist in isolation — and neither should your advice. That’s why we provide comprehensive planning that takes into account compliance, tax, investment, and protection strategies, all in one place.
Why Choose Obsidian Assurance and Advisory for Financial Planning Services
More than just advice — we deliver strategy, foresight, and confidence. Our planning services are built around your goals, your risks, and your legacy. Whether you’re building wealth or protecting it, we walk the journey with you.
Investment Structuring & Wealth Protection
Tailored advice on how to structure and protect your investments for sustainable growth and tax efficiency.
Retirement & Estate Planning
We work with you to secure your future — from long-term retirement planning to estate structuring for generational wealth transfer.
Business Continuity & Succession Planning
Strategies to protect your business legacy and ensure smooth transitions through shareholder or key-person arrangements.
Risk & Insurance Advisory
Guidance on business and personal risk mitigation using appropriate insurance structures including buy-and-sell, income protection, and business assurance.
Integrated Financial Forecasting
Holistic cash flow and asset modeling to align financial decisions with life and business milestones.
Cross-Disciplinary Coordination
We collaborate across accounting, tax, and legal frameworks to deliver seamless planning aligned with current regulations.
The Benefits of Partnering With Obsidian Assurance and Advisory
Discover the advantages of expert-led accounting tailored to your business, with clarity, confidence, and personal support every step of the way.
Holistic Guidance
We connect the dots across your personal and business finances — no conflicting advice, just one cohesive strategy.
Future-Focused Strategies
From retirement planning to intergenerational wealth, we help you secure tomorrow without losing sight of today.
Integrated Solutions
We align financial planning with your tax, accounting, and compliance needs — so nothing gets overlooked.
Access to Leading Investment Partners
We work with top-tier financial institutions to provide access to high-quality investment products and insurance solutions.
Frequently Asked Question
How Can We Help You?
What services do you offer?
We provide integrated tax, accounting, financial planning, and company secretarial services tailored to small and medium-sized businesses. This includes tax compliance, payroll, financial reporting, investment advisory, legacy planning, and statutory support — all under one trusted roof.
How are you different from a traditional accountant or bookkeeper?
Obsidian offers more than just compliance and bookkeeping. We’re a relationship-driven advisory firm that tailors our support to your needs — whether that’s basic accounting, tax guidance, financial planning, or company secretarial services. You don’t have to take everything; you just get what’s right for your business, with the added value of a team that sees the bigger picture and supports you with clarity and care.
Do you work with startups or only established businesses?
We work with both. Whether you’re launching your first business or scaling a growing company, we tailor our services to meet you where you are — and help you plan for where you want to go.
Can I move my tax or accounting mid-year?
Yes. Our onboarding process is designed to make the transition seamless — even if it’s mid-financial year. We’ll guide you through every step to ensure continuity and compliance.
How do I get started as a new client?
We start with a no-obligation consultation to understand your goals and assess your current setup. From there, we offer a tailored plan and, if you choose to move forward, begin implementing it with full transparency. You’ll gain a proactive partner who supports your growth every step of the way.
Is my information safe and confidential?
Absolutely. We follow strict data security protocols and treat all client information with the utmost care, discretion, and legal compliance.
Will I have a dedicated advisor or account manager?
At Obsidian, your service is director-led from the start. You’ll work directly with an experienced professional who’s invested in your success — not passed off to junior staff. This ensures you receive high-level insight, consistency, and a trusted relationship you can rely on.
Do you only work with South African clients?
While our core operations are in South Africa, we do support clients with international interests or global compliance needs, especially in the context of wealth planning and cross-border structuring.